Certificates of Deposit
| Account & Term |
Minimum Deposit |
Interest Rate |
APY* |
| 90 Day CD |
$500.00 |
3.68% |
3.75% |
| 6 Month CD |
$500.00 |
3.63% |
3.70% |
| 9 Month CD |
$500.00 |
3.45% |
3.51% |
| 12 Month CD |
$500.00 |
3.40% |
3.46% |
| 18 Month CD |
$500.00 |
3.35% |
3.41% |
| 24 Month CD |
$500.00 |
3.305% |
3.36% |
| 30 Month CD |
$500.00 |
3.31% |
3.37% |
| 48 Month CD |
$500.00 |
3.35% |
3.41% |
| 48 Month CD |
$250,000.00 |
3.35% |
3.41% |
| 60 Month CD |
$500.00 |
3.33% |
3.39% |
| 60 Month CD |
$250,000.00 |
3.33% |
3.39% |
| 38-50 Month Principal Plus CD*** |
$500.00 |
2.18% |
2.20% |
| 51-64 Month Principal Plus CD*** |
$500.00 |
2.225% |
2.25% |
| 12-Month Traditional IRA |
$100.00 |
2.96% |
3.00% |
| 12-Month Roth IRA |
$100.00 |
2.96% |
3.00% |
| 24-Month Traditional IRA |
$100.00 |
2.96% |
3.00% |
| 24-Month Roth IRA |
$100.00 |
2.96% |
3.00% |
The minimum balance required to obtain the advertised APY is the same as the Minimum Deposit to open the account.
Current rates are subject to change.
* APY stands for Annual Percentage Yield. Rates are subject to change without notice. Rates are fixed for the term of the CDs. There is a substantial penalty for early withdrawal of principal. You must maintain the minimum deposit amount in the account each day to earn the disclosed APY.
** The original term on the short-term CDs can be selected by you between the range listed, and you will be paid the corresponding rate. After the first term, the account will automatically renew for 90 days and will earn the 90-day CD rate. Interest is paid only at maturity.
*** Deposits in a minimum amount of $100.00 may be added to these accounts without extending the maturity. There is a one-time per-term option to request a rate change without extending the maturity.